Max Roth 401k Contribution 2024 Married. The contribution limit for 401(k)s, 403(b)s, most 457 plans and the federal government's thrift savings plan is $23,000 for 2024, up from $22,500 in 2023. Those 50 and older can contribute.

Married couples making in excess of $228,000 (2023) or $240,000 (2024) won’t be able to contribute anything directly to a roth ira. If you’re 50 or older, you can add another $1,000 for a total contribution of $7,500.